The start of a new year presents a fantastic opportunity to evaluate the performance of your assets and identify new opportunities for growth and development. Whether you’re just beginning your investment journey, or you’re a seasoned property investor, now is a great time to consider your investment goals for 2025.
Read on to discover how to gain the most from your UK property portfolio in 2025.
1. Assess the UK property market:
2025 is predicted to be a strong year for the UK property market, as recently reported by Savills in their 2025-29 residential forecasts summary. With a history of long term growth, UK property is a stable asset class and an excellent choice for property investors. As lower investment property mortgage rates entice buyers back to the market, mainstream UK property prices are set to grow by 4% in 2025, with cumulative growth of 23.4% over the next five years.
The North West property market is outperforming all other regions, with forecasted sales price growth of 30% over the next five years, well ahead of the lowest performing region, London, forecast to see just 17.1% growth over the same time period. While the capital was once a top choice for domestic and international property investors, its affordability ceiling means that rental yields are not what they once were.
Top UK cities to consider include Manchester and Birmingham, set to see rental growth of over 20%, and sales price growth of almost 20% over the next five years according to JLL. The success of both cities is underpinned by mass regeneration, a rapidly increasing population and a thriving job market.
2. Consider your property investment goals
What are your investment goals for 2025? While some investors prioritise capital growth, others are keen to start earning rental returns immediately, swaying them to completed property rather than off plan property.
Are you looking to expand your property portfolio by investing in a top UK city, or are you looking to exit a property and invest in a new area? Perhaps this is the start of your investment journey, and you are looking to explore new property investment opportunities in 2025, either to live in the property yourself or become a buy to let investor.
When planning ahead for your financial future, remember to consider your personal goals and timelines for your desired return on investment. This will assist in your decision-making when selecting property for investment, and will offer more insight into what routes are best suited to you personally.
Contact us any time to arrange a free investment consultation and find out how we can support you with your property exit strategy or helping you find the best property to invest in.
3. Consider buying off-plan property
A popular investment strategy, buying a property off plan, means you can benefit from capital growth over the build period, giving you instant equity in your property investment by the time it completes. As off-plan property typically launches 2-3 years ahead of completion, you can purchase at the lowest possible price, offering you a higher return on investment.
Off-plan property investment gives investors flexibility to pay in installments, with typical payment plans offering a down payment of 20-25%, with the remaining balance due on completion of the property. Mortgage options are also available on the balance due at the point of completion, subject to individual circumstances. For property portfolio expansion, off plan property is a great investment strategy as it gives you time to align your assets and finances prior to the completion of your new property.
It is important to conduct research into an off-plan development, making sure to invest with a trusted developer or investment specialist with a proven track record of completed properties. Select Property has a credible history of completed developments over the last 20 years, driving market leading yields for our global investor community.
Our latest off-plan development is Edition Birmingham. On track to complete in Q4 2027, this building has state-of-the-art amenities with wellness established at the forefront. A luxury collection of apartments unmatched in the current market, Edition offers a profitable opportunity to expand your current portfolio, and gain significant capital growth of up to 12% during the build period.
4. Choose your investment locations wisely
Location remains one of the most significant factors to consider when investing in property. With many property investors choosing to now invest outside of London, the UK’s major regional cities such as Birmingham and Manchester are attracting record investment, with a large percentage of these from the GCC.
Birmingham is well established as a property investment hotspot, attracting a multitude of people with the thriving job market and regeneration projects. A global hub for business, Birmingham is also home to major companies including Deutsche Bank, Deloitte, PWC and Jaguar Land Rover. The HS2 project is enhancing the city further, with excellent transport links quickly connecting the city to the UK’s capital.
Manchester has firmly established itself as one of the UK’s most lucrative real estate markets, offering exceptional opportunities for investors. With a booming economy led by thriving sectors such as technology, finance, and media, the city continues to attract young professionals, creating strong demand for residential and commercial properties.
As a result, the North West is the UK’s strongest-performing region, with a forecasted growth of 30% over the next five years.Final phase apartments in one of Manchester’s fastest selling developments, One Port Street, have just been released with an attractive payment plan. Find out more here. Based in the iconic Northern Quarter, this award winning development offers a range of luxury amenities in a highly desirable location. Completing later this year, this collection of premium apartments is set for a 6% rental yield.
5. Evaluate your property investment strategy
When investing in property, there are a range of routes you can take and several investment strategies to consider.
‘Buying and flipping houses’, the method of buying a cheaper property, renovating it yourself and selling on for a higher profit was previously deemed a lucrative strategy, however with the increase in materials, labour and fees, this is no longer regarded as a profitable investment strategy, with other routes more advantageous.
Instead, the mid to long-term ‘buy-to-let’ strategy is deemed the strongest choice in the current market, with demand for rental properties high particularly in key city centres such as Manchester and Birmingham. Retaining real estate assets for a minimum of 2-5 years typically offers a more attractive return on investment, as UK property prices have a long-term history of appreciating over time.
If you are looking to exit a property, it is important to consider the current property market and the timing of your exit. At Select Property, our in-house expert team offers a full service, able to assist you with exiting one of our properties should you wish. The majority of property investors who exit through our brokerage go on to reinvest with us.
Investment opportunities with Select Property
At Select Property, we have a range of property investment options to suit each stage of your investment journey, from exciting off-plan developments such as Edition Birmingham to luxury apartments in One Port Street completing at the end of the year.
With over 20 years of global experience in property development and investment expertise, our team of consultants are well positioned to offer you tailored advice and support to develop your portfolio in 2025 from wherever you are based in the world.
Contact our team today to grow your investments this year and acquire premium property in the UK’s top-performing cities.